Teacher's Pension

Rule of 80 Calculator

Enter your current age and years of TRS service credit to see how close you are to retiring with your full, unreduced pension.

Your current age

Years of service credit

Full-benefit age (check MyTRS for your tier)

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years until Rule of 80
(age + service = 80)

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years until full-benefit age

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Fill in your numbers above

Illustrative estimate based on Texas TRS's Rule of 80 provision (age + years of service credit = 80, with a full-benefit age of 60 or 62 depending on your TRS tier). Retiring before this point typically brings roughly a 5% per year reduction to your annuity. Confirm your exact eligibility and tier on MyTRS or your official TRS benefit statement.

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